$444,000

Start living the dream with DEEDED WATER ACCESS and an incredible 2.5% assumable VA loan! This is a rare opportunity to bypass today's high interest rates and step into a home that offers both financial savvy and deeded water access. Located in a sought-after Santa Rosa Sound community, you'll have a ramp right at the end of the street, making it easier than ever to get out on the water. Built in 2021, this 4-bedroom, 2-bathroom home feels fresh and modern. The heart of the house is a stunning kitchen anchored by a massive center island, perfect for hosting weekend gatherings or prepping your favorite meals. The open-concept layout flows naturally, creating a bright and airy atmosphere that captures the best of Florida living. Efficiency is a major highlight here. The home features a solar system that will be fully paid off at closing, meaning you can enjoy significantly lower power bills from day one. You'll also find a separate lawn pump well to keep your grass lush without the high water costs. The backyard is a true private getaway, fully enclosed with a privacy fence for ultimate relaxation. Equipped with a smart ADT security system, this home offers total peace of mind. Plus, you couldn't ask for a better location--you are just minutes away from the iconic sugar-white sands of Navarre Beach and an easy commute to Hurlburt Field. Whether you are looking for a primary residence or a smart investment near the coast, this move-in-ready gem delivers on every level. Come see why this is the one you've been waiting for!